Massachusetts Chapter 7 Bankruptcy Attorneys
It is distressing to move through life when credit card bills, medical bills, or other financial obligations have accumulated to an unmanageable level. Payments are late, missed, or avoided altogether. Creditors continuously call, harassing for payment. The bankruptcy attorneys at the Frisoli Law Office help clients alleviate their financial burdens and obtain a fresh start through filing Chapter 7 bankruptcy. We have been helping people just like you since 1993. Contact our Chelmsford law firm for a free consultation with our experienced bankruptcy lawyers.
Filing for Consumer Bankruptcy under Chapter 7
Under Chapter 7 of the Bankruptcy Code, individuals are able to discharge most of their debt and stop creditor harassment by filing for bankruptcy. Debt that may be eliminated through a Chapter 7 bankruptcy includes:
- Credit card bills
- Utility bills
- Medical bills
- Personal loans
- Car payments and vehicle repossession deficiencies
- Other unsecured debt
While obligations under a mortgage, car loan, or other loan (secured debt) may be discharged, you may be required to relinquish the property if you are incapable of maintaining payments.
Chapter 7 bankruptcy is essentially debt liquidation. A bankruptcy trustee may sell some of your assets in order to pay creditors. However, there are specific exemptions which enable you to keep property or assets up to a certain dollar amount. Such property may include some equity in your home, furniture, a car, or other property. Our bankruptcy attorneys, Lawrence and Carol Frisoli, can help you understand what to expect.
Helping Individuals Obtain Debt Relief
At the Frisoli Law Office, our attorneys work together to help you obtain debt relief so that you can start over. At your free initial consultation, we listen. We understand your concerns and anxieties. We explain bankruptcy laws and the bankruptcy process. We provide you with personal attention, responsive communication, and professional advice so that you can move forward in life, free from financial burdens.
For experienced assistance through a Chapter 7 bankruptcy, contact Frisoli Law Office and schedule an initial no-charge consultation with our attorneys.
Frisoli Law Office serves residents and business owners throughout Massachusetts, including communities such as Chelmsford, Westford, Lowell, Billerica, Lawrence, Littleton, Merrimack Valley, Acton, Dracut, and Concord, Massachusetts. We provide professional legal representation for people living along the Highway corridors of Route 3 and I-495 in Middlesex County and Essex County.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.